Thousand Oaks, CA — By January 1, 2014 all Americans will be required to have health insurance, or else they will have to pay a tax penalty. helps Americans find the right insurance coverage to meet their needs and avoid the federal tax penalty while providing quality coverage in case of accident, illness or injury.

Because of the recent recession many companies are cutting employee benefits. Among the reduced benefits for small-medium businesses is employer funded health coverage. Millions of Americans will soon find themselves without insurance and will need to find alternatives to employer coverage.

As an individual it is easy to get a quote from The online process is simple and requires a zip code for a quick quote. Quick quotes can usually be calculated in just a few minutes. These quick quotes give a basic idea about the potential costs of the insurance, but the consumer will need to file paperwork to get a more specific price.

To hasten the insurance application process lists a state-by-state breakdown of potential insurance options. Major insurers such as Cigna and Aetna work with and those applications are listed on the website. Included in the paperwork packets are the insurance application and disclosure forms.

Individuals who need vision and dental insurance will also find prospective insurers listed. The application process is similar to that of health insurance, but keep in mind that vision and dental coverage do not count towards the federal government's health insurance requirements.

Customers that need to shop for family or children only coverage can also find links at To get a quote for these insurance packages it is necessary to speak to an insurance expert, but has experts available online to answer questions and give health insurance quotes .

For More Information Visit or call (866) 420-4683.