Whether you choose to buy a discount ring similar to those from Engagement Rings Direct or opt for a designer stone instead you will need to keep your spending in check, even if your objective is to wow the woman into saying yes. An engagement ring is not only something that displays your love, potentially it is an investment which can be passed on to many future generations too. Getting engagement rings cheap does not necessarily mean you won't get what you wish, it just means you will find it at a greater price. In spite of this, the first question you will encounter is not what type and how big of a ring you would like but the amount of money you can really afford. There are very few that can truly say that money is no object, in case you are fortunate to be one of those then truly it won't matter how much you spend on an engagement ring but to everyone else it is more a case of what are you able to afford instead.

The initial thing to do would be to set yourself a budget and to stick to it. There is an old wives tail that says you should expect to spend 2 to 3 months of salary on your engagement ring choice however these days it is often more of the aesthetics. If you and your future spouse are actually pooling finances consider bringing her in and asking what she desire. Possibly if she is progressive and wants a bigger ring she may consider chipping in from her finances. However when you have a family heirloom ring you will prefer to have it cleaned and sized when your budget doesn't seem big enough for the ring you want. In reality the most sensible thing you can do is to take the amount you make in a month and take out all your obligations. Be sure to include any required extras like food and gas, as well as an "emergency" cushion" before settling on your leftover amount. This is the superb maximum you really can afford to make as a payment on a ring if you opt to finance it. If you would rather order outright and plan to save up you can also use this as your "payment" to yourself towards the engagement ring.

After you have established a budget you have a realistic number on how much you must spend on an engagement ring. There are many ways to make that number stretch however and simply because it might seem like an inadequate amount once you start looking around you are able to find cheaper deals. Often hunting online at companies like Excel Diamonds and Whiteflash. Alternatively you might also want to look at larger businesses like Engagement Rings Direct. The smartest thing to do however to prevent getting screwed over with lower quality diamonds, or perhaps glass, will be to check the company out first to make sure the deals really are worth it or else you might be spending a lot on an engagement ring. For example you can look at Engagement rings direct reviews or look at the engagement rings direct facebook page to see what others are saying about the company before you commit to buy from them. That way not only will you get to stretch your financial budget further for the ring you really want but know you really will be getting what you order.

Other ways to stretch your engagement ring budget to determine what you can afford include finding online coupons and other discounts.

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