The value of a funeral cover policy cannot be quarreled - such insurance plan is applicable to any funeral, as funerals need to be paid for.
Because memorials generally are unexpected activities, the chances that anyone would've saved for such occurrence is pretty slender. Being clever though you could make monetary preventative measure for such an unanticipated event via a funeral cover policy. Such policy can pay the arranged policy value within 48 hrs of the relevant documents having been filed. That means that the required funds will be available when you're expected to pay for services. The value of a funeral cover policy is up to you, with some companies offering policy values as much as R100 000. You must decide the value of the insurance policy based on some aspects, such as: how many persons would you expect to attend the funeral and would you need to give food to them. If so, how many times. What other costs would you anticipate? How about travelling costs, or accommodation costs? Once you have made those choices you further need to take into consideration the effect of inflation. R10 0000 today, will not be R10 0000 in 10 years time, even at the current inflation rate close to 6%. So if you anticipate living another 10 years or 40 years for that matter, you have to consider the effect of rising prices and adjust the amount you had in mind to plan for future bills.
A funeral cover policy is pretty cost-effective, so by your building into the insurance policy an inflation factor won't render the insurance policy expensive. There are options to a funeral cover policy that you might further consider in arriving at the suitable policy for your distinct conditions, like the provision for the cost of the erecting of a tombstone and the possibility that your family may need some aid in terms of food provision. In this regard you could add a benefit that will provide household goods to your family for a period of 1 year at a monthly value of R1000. You may further consider extending the policy to cover your loved ones or even your extended family.

The web page, https://www.instantlife.co.za, features a wide range of information on funeral cover policy. Just click here to go there to get all the information anyone may possibly want!