The organisation of getting ready for a big move abroad when you've retired can bring up many questions - like have you sorted out any medical insurance? You will have no doubt made detailed investigations as to the kind of care you can expect in your new home, but if you were to be struck down with an illness would you be satisfied with what's on offer? Should you need some kind of medical attention you'll be glad you were organised.
Why should I have medical insurance? Surely I'll be looked after?
Take somewhere like Canada, a country where universal healthcare is an inalienable right for everyone - visitors included, and even expats. While you may hear the odd news report saying that it's not as good as it used to be, people using the service know that it will support them in their time of need.
Consider the United States, for example; for decades, the level of care that you receive has been entirely down to the private medical insurance that you hold. It can be expensive, especially for those who happen to have pre-existing medical conditions, and many people rely on the fact that their employer helps with contributions. If you were to move there, the only way to guarantee that you'd be covered would be to take out medical insurance of your own - so why not organise it in advance and be sure that everything is tailored to your specific needs? While free clinics are available, you'll not receive the kind of attention that you've grown used to here in the UK and could find yourself worse off.
Going private with medical insurance could make all the difference
There is, of course, a simple way to get around such issues: specialist medical insurance for expats, designed to cover your very specific needs and adapted to the systems of the country you've decided to reside in. Before you even set off to your new home, your first step should be to speak with your independent financial advisor. It doesn't matter if you have access to socialized medicine or have to work your way through bureaucratic red tape to be even seen by a doctor - having insurance means you can bypass all the nonsense and get your problems dealt with privately, professionally and quickly.
Medical insurance needn't cost you a fortune, but it could well save you one. Medical insurance for expats allows you to relax and enjoy yourself, safe in the knowledge that everything will be OK.
If you would like to read more about private medical insurance and expat medical insurance feel free to visit our site for more info.