Los Angeles, CA; 08, May 2015: Since 2013 homeowners in California have had the legal protection of the Homeowner Bill of Rights to prevent foreclosure. This law reformed the California foreclosure process to give homeowners better protection against foreclosures. 


More than a million home were sold in foreclosure in California between 2008 and 2011. In most cases, homeowners were not given significant opportunities to avoid foreclosure by the lenders. Lenders were also involved in predatory mortgage servicing without adequate consumer laws to stop illegal practices. On July 11 of 2012, the California Homeowner Bill of Rights was signed into law by Governor Jerry Brown, and made effective in January 2013 as SB900. 

The Homeowner Bill of Rights made the non judicial process of California foreclosures more transparent and fair. The main purpose of the law is to give homeowners protection against foreclosure and also to reform the foreclosure process itself. The goal is to ensure homeowners are taken into consideration at times of financial distress, and given meaningful opportunities to obtain available mitigation options like loan modifications or other means in order to avoid foreclosure

For any California homeowners that are facing foreclosure, there are certain steps to take in order to stop those foreclosure proceedings: 

1. File a lawsuit under SB 900 (California Home Owner Bill of Rights) and get protection from foreclosure. An order must be signed by a judge to stop a sale. 

2. File bankruptcy — Either Chapter 7, 11, or 13, and stop foreclosure instantly upon filing. 

3. Apply for hardship assistance to help avoid the foreclosure and keep the home. While loan modifications are under review, the foreclosure proceedings are suspended. 

4. Apply for hardship assistance and ultimately vacate foreclosure home — A Short sale and a Deed in Lieu of foreclosure agreement can suspend foreclosure proceedings. 

For any California homeowners that are facing foreclosure, the lender is legally required to provide options and alternatives to selling the home in foreclosure. If the lender is not providing assistance, it is a very good idea to call an experienced foreclosure attorney. Consumer Action Law Group is a law firm dedicated to stopping foreclosure using the new laws in California and reforms that have been put in place to protect homeowners. The foreclosure attorneys at Consumer Action Law Group can quickly execute a strong foreclosure defense strategy and provide the protection for homeowners who need to immediately stop the sale of their home. Call today and talk to one of the foreclosure attorneys at Consumer Action Law Group for free at 818-254-8413. 

For more information about their service, visit ConsumerActionLawGroup.com 

About Consumer Action Law Group: 

Consumer Action Law Group is a law firm dedicated to help consumers in consumer-related matters or consumers that experienced fraud and scam. Attorneys in the team are knowledgeable and experienced in the areas of eliminating debt, mortgages fraud, auto fraud, and foreclosures. They have direct experience in consumer fraud matters and helping consumers who are facing financial crisis, foreclosure, issues with employers, and problems with auto dealers. 

For Media Contact:
Contact Person: Lauren Rode ESQ
Telephone: (818) 254-8413
Email: [email protected]
Website: www.consumeractionlawgroup.com