NEW YORK — No matter how prepared you are for life’s little curve balls, there comes a time that you’re short on cash. Mom and dad aren’t there to bail you out, and you don’t have the luxury of getting a second job.

Behold, the power of the short-term loan.

When it comes to getting money fast, nothing is better than the short-term borrow, but there are a few things you must consider to find out the best deal for you.

1. Understand how they work

As implied with the term itself, a short-term loan is only meant to be a loan for a short period of time. Typically, you can borrow anywhere from $200 to $1500, and if you have a good track record you could land thousands more. The benefit to these loans is that you will not need collateral for approval, but you must pay on time to avoid late fees and charges. The loans will need to be paid back within a 14-30 day time span. If the borrower is unable to meet the loan repayment deadline, here are Personal Debt Relief, we will work with them to set up an alternative payment plan.

2. Why you’re using it

This should be your last-ditch resort to settling a debt, but understandably, you should be ready to tackle the repayment soon. Most people borrow these type of loans between pay periods to cover a medical emergency, car repair or other expenses that must be settled immediately.

3. The benefits

Yes, there are a few of them here! Short-term loans can be approved within minutes, compared to borrowing from banks. Some short-term lenders will have an automatic repayment set up for you, just so you don’t incur extra fees. Many lenders also approve short-term loans without a credit check. And, above all, these loans create a much smaller paper trail. Short-term payday loans usually require a copy of pay stubs from the last three months, proof of employment, proof that you’re 18 or older, proof that you’re a U.S. citizen or have legal residency, and your banking information. Many short-term lenders will verify this information, like contacting your boss to make sure you’re a current employee.

No matter where you are monetarily, a short-term loan is convenient and easy. If you are facing a dire financial situation, give us at Personal Debt Relief a call. We keep the consumer in mind and will find the best plan to meet your financial goal.

Personal Debt Relief was created with the consumer in mind. Using Personal Debt Relief as an alternative to having to asked friends and family for a short term loan, means that you will be responsible for your loan, and that you don’t have to feel personally entrenched. You are in control of your finances.

Our company has made taking out a short-term loan, easy, hassle free, and convenient. With a simple online process, no paperwork required, a swift answer, and access to cash within 24 hours, there is no reason not take advantage of a lending source trusted across the nation.

Personal Debt Relief
244 5th Avenue, Suite A87
New York N.Y. 10001
United States

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